Investment Advisor and Insurance Services in Henrico VA | Old Dominion Investment & Retirement Advisors

At Old Dominion Investment & Retirement Advisors (ODIRA), Donald L. Unger an Investment Advisor Representative and our President, works with individuals and businesses. What is an Investment Advisor Representative? Investment Advisor Representatives are professionals that provide personalized financial advice to their clients.  Because Don is an independent Financial Advisor, he is not tied to any particular family of mutual funds or investment products.  Investment advisor Representatives in their fiduciary capacity, are held to the highest standard of care and are required to act in the best interests of their clients at all times.  Investment Advisor Representatives are registered with the Financial Industry Regulatory Authority (FINRA).  Don works with clients in all areas of financial management, including:


  • Retirement planning

    Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement. IRA Plans, SEP Plans, Roth Ira Plans, 401k Plans, 403b Plans, Profit Sharing Plans.
     
  • Estate Conservation Analysis

    Helping with strategies to preserve your estate for your intended heirs. Potententially reducing exposure to estate taxes and probate costs. Coordinating with tax and legal advisors. 
     
  • Insurance Planning

    Reviewing existing Life, DisbailityInsurance and Long Term Care insurance policies. Recommending policy changes when appropriate. Finding the best policy for your situation. Using life insurance as an asset class to provide an additonal source of income during retirement. Low cost Term Life Insurance, Indexed Universal Life Insurance.
     
  • Education funding

    Recommending investment and accumulation strategies to help you pay for your children's education. Setting up college savings plans. 
     
  • Investment Advice, Professional Portfolio Management and Monitoring

    Determining your risk tolerance and helping design an asset allocation portfolio that matches your risk tolerance level. Recommending appropriate investment vehicles to help you work to reach your goals including Stocks, Bonds, Institutional Class Money Managers, Wealth Management, Mutual Funds, Fixed Tax Deferred Annuities, Tax Deferred Index Annuities and Variable Annuities.  At ODIRA, we do not attempt to time markets. we advocate a well diversified, long term oriented portfolio, which allows our clients to live without the need to check the market daily.
     
  • Employee and executive benefits

    Helping your business attract and retain qualified employees through high quality benefit packages, both employer paid and employee paid. Keyman insurance, deferred compensation, 401k Plans, 403b Plans, Sep Plans and Simple IRA plans.
     

Serving clients in Amelia county, Chesterfield County, Goochland County, Hanover County, Henrico County, Louisa County, New Kent County, Powhatan County, Ashland, Charlottesville, Mechanicsville, City of Richmond, City of Petersburg, Colonial Heights, Newport News, Tappahannock, James City County, Williamsburg and more..