At Old Dominion Investment & Retirement Advisors (ODIRA), Donald L. Unger an Investment Advisor Representative and our President, works with individuals and businesses. What is an Investment Advisor Representative? Investment Advisor Representatives are professionals that provide personalized financial advice to their clients. Because Don is an independent Financial Advisor, he is not tied to any particular family of mutual funds or investment products. Investment advisor Representatives in their fiduciary capacity, are held to the highest standard of care and are required to act in the best interests of their clients at all times. Investment Advisor Representatives are registered with the Financial Industry Regulatory Authority (FINRA). Don works with clients in all areas of financial management, including:


Fee Based Investment Advisory Services

In this day and age, investors want an option. Do they want to pay commissions or do they prefer to pay a set “Fee” for management of their investments. At Old Dominion Investment & Retirement Advisors we offer both options. Why? Because sometimes one option is better than the other.

Retirement Plans for Individuals

Individual retirement accounts (IRAs) hold a variety of investments to help an individual save toward retirement. IRAs allow individuals to invest in different types of assets inside the account. Your IRA provider acts as the custodian of the account, and invests the funds based on your wishes.

Retirement Plans for Businesses

At Old Dominion Investment & Retirement Advisors we build tailored retirement plans for our clients to match their specific goals and objectives. Different types of retirement plans are available for different sized businesses, and we can help you determine which is best for your situation.

Employee Benefit Plans

In this day and age when finding and keeping good employees is more and more competitive, the difference many times can be the package of Employee Benefits that you have to offer. Good employee benefits don’t have to be expensive.

Tax Deferred Annuities

Although there are many types of Tax Deferred Annuities today, in simplest terms a Tax Deferred Annuity is a tax advantaged savings vehicle. You pay premiums (or a series of premium payments) to an insurance company.

Tax Free Retirement Income Strategies

With the likelihood of higher Federal Tax brackets in the future, it is more important than ever to have source of Tax Free income in your portfolio. Tax Free Municipal Bonds Tax Free Municipal Bonds are one solution. These are either individual Bonds, Mutual Funds or Unit Investment Trusts (UITs)...

1031, DST and Alternatives

Alternative Investments Sometimes, it can be beneficial to have access to “alternative” investments in a portfolio, but what is the difference between alternative investments and traditional investments? Traditional investments are things like stocks, bonds, mutual funds and ETFs. Alternative...

Insurance Products

Much as we hate to admit or even think about it, we are all going to leave our loved ones one day. The problem is, we just don’t know when. If we did, planning for this event would be simple.

Serving clients in Amelia county, Chesterfield County, Goochland County, Hanover County, Henrico County, Louisa County, New Kent County, Powhatan County, Ashland, Charlottesville, Mechanicsville, City of Richmond, City of Petersburg, Colonial Heights, Newport News, Tappahannock, James City County, Williamsburg and more....